Top Tip: Buy Next Years Christmas Presents Now

Got some time off this Christmas? Got a few spare quid? Here's a tip that'll save you BIG TIME next Christmas so you can spend more money on your immediate family:

1 - Make a list of all the peripheral Christmas presents you need to buy (auntie's, friends, distant relatives)

2 - Get £100.00 cash (or whatever you can afford to spare right now) - come on . . . we know you got some Christmas cash from somewhere.

3 - Visit the following shops:

• Boots - all 3 for 2 gifts are uber cheap
• Tesco - all gifts are on sale
• TK Maxx - the 'clearance' section is BULGING
• Highstreet in general - the highstreet shops seem to offer the best bargains at the mo

Get out there and bag those SALE items . . . also grab some of the following:

• Christmas Cards
• Christmas Decorations
• Wrapping Paper
• Christmas Partyware
• Indeed - ANYTHING CHRISTMASSY!!!

***Happy Christmas***